No matter what type of life insurance you need, we can help you with it. We will help you evaluate your situation and make sure the type and amount of life insurance you choose is right for you.
Is typically used for final expenses and burial costs. It's premiums don’t increase and it’s benefits don’t decrease over time. Whole life policies are active until you die as long as the premiums are paid. The proceeds from a Whole Life Policy can be used to pay your final utility bills, car note, medical expenses etc… You should also have enough Whole Life coverage to provide for a proper burial so your loved ones can grieve your loss without having to worry about paying for things upon your passing.
Is coverage for a specified period of time such as 1, 5, 10, 20 or even 30 years. It is generally for people who are still working and have a family to take care of or a spouse who will miss your income after your death. A Term Policy is good for protecting your loved ones against losing their home and property after losing you. It is fairly inexpensive compared to other types of Life Insurance. It’s generally a good idea to purchase a Term Life Insurance policy equal to between 5 and 10 times your annual salary.