Can be very helpful in structuring your estate to maximize your wishes before and after you’re gone. If you want to make sure that your property and assets are transferred and passed along according to y our wishes, a Living Trust may be perfect for you. A properly established trust is a great way to have a peace of mind when it comes to your property and how it is disbursed to your beneficiaries. They are very affordable to set up and can continue on for years after you are gone.
There are several types of Annuities. Fixed Rate, Indexed & Variable are the most common. We handle Fixed and Indexed Annuities. Annuities can be used as great investments for their tax deferral benefits and they are considered very low risk because generally the principal is protected. The returns are typically lower than more risky investments so we recommend them for older customer that are close to retirement age or beyond and don’t have a high tolerance for market downswings and losses. If you like the excitement of being in the stock market, Fixed Annuities are not for you. If you like to sleep comfortably at night without worrying about market fluctuations, you should look closer at an Annuity. Annuities can be passed along to loved ones hassle free and can be used to avoid probate, at least making the process minimal.
Ask us today about our BONUS ANNUITIES that credit you with up to 7% interest for transferring your CD’s, 401(k) Plan, I.R.A. or other monies into an Annuity with us. Whether your money is Qualified or Non-qualified we can help you find the right (and safe) place to put it!